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#PNC VIRTUAL WALLET REVIEW 2015 PRO#
#PNC VIRTUAL WALLET REVIEW 2015 PLUS#

These features include, but are not limited to, retirement planning, brokerage accounts, education accounts, insurance, stocks, bonds and mutual funds. PNC Investments: PNC Investing tools include many features for you no matter where you are on your investing journey.

Credit Cards: PNC Bank offers a variety of personal credit cards with offer features such as cash back, low rates, rewards and travel.

Auto loans: You can find and finance your car with PNC Bank tools such as Explore PNC Total Auto, Explore Auto Loans, and apply for a refinance loan.

Mortgage purchase and refinance: PNC Banks offers tools to help you determine the affordability calculator, home insight planner, start a preapproval process and start a refinance application.

PNC Bank has many other products and services which earned its ranking among the Top Banks of 2023 by GOBankingRates.

If you have a Performance Checking Account and qualify for Relationship Rates, your money market account will earn APY if your balance is under $1,000,000. If you have a Performance Select Checking account and qualify for Relationship Rates, your money market account will earn APY on balances up to $999,999.99. Interest rates depend on your balance, the type of checking account you have and whether your qualify for Relationship Rates. PNC Bank offers a Premier Money Market Account that is also part of your Virtual Wallet.

#PNC VIRTUAL WALLET REVIEW 2015 PRO#

If you open a Virtual Wallet Checking Pro account, which includes Reserve, Growth and Spend accounts, then you qualify for a competitive APY. You can add a Reserve or Growth account to your Virtual Wallet for savings. Reserve and Growth account APYs will vary depending on which type of Spend account you have and whether you qualify for Relationship Rates, which involve minimum balances and/or direct deposits. PNC Bank also has the PNC High Yield Savings account has earned this ranking for many reasons. $0 monthly services charge if meeting any of the following requirements: are under 18 years old, average a $300 monthly minimum balance, account is linked to a PNC checking account, have a monthly Auto Savings transfer set up.No required minimum balance if under 18 years old.Here are some features that helped it earn this ranking. GOBankingRates ranked PNC Bank one of the Best Savings Account finalists for the Best Bank rankings of 2023 for its Standard Savings Account. These accounts also include Low Cash Mode, which notifies you if you’re about to overdraw your account. You also get overdraft protection from your Reserve or Growth account.

#PNC VIRTUAL WALLET REVIEW 2015 PLUS#

A combined $25,000 in all PNC accounts, including investment accounts.Įach of these accounts includes free access to PNC’s network of over 60,000 free ATMs, plus reimbursement of other banks ATM fees, up to $5 per statement period for Spend, up to $10 for Performance Spend and up to $20 for Performance Select.

$5,000 monthly balance in Spend + Reserve.

You must have at least one of the following qualifications for this account to avoid paying the $25 monthly fee.

Performance Select: An option for customers who can maintain a combined average monthly balance of at least $5,000 in this account and up to eight eligible linked PNC accounts.

$1,000 for WorkPlace Banking or Military Banking customers.

Performance Spend: You must have at least one of the following qualifications for this account to avoid paying the $15 monthly fee.

If you don’t meet one of these requirements, your monthly service charge is $7.

Spend: You must have a $500 monthly direct deposit into your Spend account, have a monthly balance of at least $500 in Spend + Reserve or be over age 62.

The checking account would be the Spend portion of the wallet, of which there are three levels. The basis of the Virtual Wallet is Spend, Reserve and Growth.